With Mono Issuing, you can securely issue virtual accounts and cards to your customers, using our Issuing APIs. However, you require an account holder ID before you can create a virtual USD card, virtual NGN card, or virtual account.
To create your virtual account or card, there are two types of account holders you can use;
Individual account holder
Business account holder
How to create an account holder
Below, we will outline how to create an account holder ID for both an individual and a business.
- Individual account holder- To create an individual account holder, you will need to use this endpoint and also provide the personal details of the user such as their full name, phone number, address, and BVN, in the required fields.
- Business account holder- To create an account holder for a business account, you will need to use this endpoint, and provide the required information such as their full name, phone number, address, BVN, identity information (NIN), and business details.
Note: Kindly ensure that the user details provided are that of one of the business shareholders. You also have to ensure that the entity is set as “business” and provide valid business details (RC number, CAC ID, company name, registration data, etc).